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Cash Discount Program

Zero Cost Payment Processing

The Cash Discount Program is designed to help business owners increase cash flow by giving their customers an incentive to pay with cash.

Cash Discount Program Benefits:

  • Collect 100% of your revenue
  • Promote more cash flow for your business
  • Eliminate monthly processor fees completely
  • Next day Funding up till 10PM
Accept Payment Today!

How It Works

$100 Sale

The customer is ready to pay, and enters their card into the terminal. They will then be prompted to confirm the amount with the Cash Discount applied.

$100 x 4% = $4
$100 = $4 = $104

The transaction will go through on the terminal, charging the customer a 4% fee on their transaction.

$104 x .3846% = $~4
Merchant's Rate

The 4% will cover the merchant's credit card processing fees, practically eliminating the credit card processing fees.

Customer Receipt Shows Non Cash Price Adjustment.

This adjustment is collected through a compliant software seamlessly integrated with the credit card processing terminal. Businesses owners get 100% of their menu price, while the non cash adjustment covers all of your payment processing expense.


A customer wants to make a purchase for $1 and decides to use cash.

You accept the cash like normal.

If the customer decides they want to use a credit card for a $1 purchase then at the time of purchase you would swipe their card and our terminal would add an additional 4% to the total which would be $1.04.

You can choose to higher that up to 4% if you wish.

Save your business thousands.

Eliminate Credit Card Processing Fees

The biggest reason businesses switch over to a cash discount program is because in most cases they can eliminate most, or all of their credit card processing fees. 

This is a huge saving for small businesses that can then use these funds to expand operations and marketing efforts, or simply increase their savings.

Increase cash flow.

More Cash

When customers pay with cash you receive payment instantly. There’s no waiting for the transaction to process or risk of chargeback. While you always want to offer your customers the ability to pay by credit, you also can offer cash paying customers a discounted price for paying with cash.

Our proprietary technology allows this process to happen while staying within the guidelines of Visa, MasterCard, and processor regulations.

The Cash Discount Program allows businesses to collect 100% of their revenue by passing thru a non-cash price (4% adjustment) to customers paying with credit.

Better options for your customers.

Gives Your Customers More Choices

When you work with a cash discount program, you are essentially offering your customers two different prices. Customers that pay with cash will pay a lower price. Customers that choose to pay with a credit card will pay the regular price which is higher.

Easy process.

Simplifies the Payment Process

Cash discount programs ultimately make the payment process more simple. When customers  pay with cash, you significantly reduce the risk of chargebacks, pricing disputes, data breaches, fraud, and other complications.

Earn consistent revenue.

Keeps Your Profit Margins Constant

Traditional processing fees are charged as a percentage of every transaction. This creates a lot of volatility and uncertainty for business owners looking to budget or plan ahead. Cash discount programs eliminate this issue, so you’ll have a more consistent view of your profit margins.

MGL directly addresses cash discount pricing.

The Federal Durbin Act allows business owners to provide discounted prices to customers paying with cash. Cash paying customers help offset payment processing expenses and promotes better cash flow for your business.